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Investment bank Goldman Sachs has echoed the fears of worker around the world that generative AI, like ChatGPT and Google Bard, could very soon replace our jobs.

Despite the technology having a respectably healthy effect on global GDP, the bank's report highlights that 300 million jobs are at risk, and that “significant disruption” is on the horizon as artificial intelligence becomes more accurate.

Some hope is portrayed in the mention that generative AI can ultimately boost workers’ productivity, making the news more of a shift in work patterns rather than total redundancy, however how the world adapts to AI remains pivotal to the livelihood of millions.

Will AI take my job?

As we have come to expect, AI’s effects are far-felt, extending to an estimated two-thirds of US and European jobs, with office and administrative support, and legal both likely to be heaviest affected. Building and grounds cleaning and maintenance; installation, maintenance, and repair; and construction and extraction are all among the least likely to be affected.

A smaller, but no less worrying, percentage of people are deemed to be working in high-risk roles. As many as 7% of US workers could see at least half of their work replaced by generative AI, presenting a significant risk to their roles.

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Goldman Sachs’s predictions haven’t come from nowhere, though. OpenAI, the company behind popular generative AI ChatGPT, recently announced the findings of a study on the effects of such models on the labor market. It found that four in five workers would see at least 10% of their work tasks affected by GPTs, while almost one in five would see at least half of their work affected.

While many have likened this new era to the transition from industrial to technological, others argue that even more people are at risk of being left behind, highlighting the urgency for countries and organizations to carefully consider - and even reconsider - the implications of AI.

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Apple Pay Later Rolls Out on iPhones. Here's What It Means for You - CNET

Select users can now quickly finance purchases up to $1,000.

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Cybersecurity researchers have shared details on a North Korean state-sponsored hacking group that’s been operating in the shadows for five years now. 

Called APT43, the group was seen targeting governments, and high-profile individuals in the West (the US, Europe), but also in its neighborhood (Japan, South Korea).

The findings were shared by experts from Mandiant, which described APT43 as a “moderately sophisticated” group that mostly goes after sensitive information, but sometimes also is just after money, with stolen funds usually going to fund additional cybercrime operations.

Laundering cryptos

When stealing money, APT43 mostly targets cryptocurrencies. The researchers spotted the group using fake crypto investment apps for Android, tricking people interested in crypto loans, and stealing their funds, which are later laundered through hash rental and cloud mining services.

When stealing sensitive information, it mostly targets government and military agencies from North Korea’s adversaries:

"The group is primarily interested in information developed and stored within the U.S. military and government, defense industrial base (DIB), and research and security policies developed by U.S.-based academia and think tanks focused on nuclear security policy and nonproliferation," Mandiant says in its report.

"APT43 has displayed interest in similar industries within South Korea, specifically non-profit organizations and universities that focus on global and regional policies, as well as businesses, such as manufacturing, that can provide information around goods whose export to North Korea has been restricted."

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Mandiant’s key argument that APT43 is a government player is the fact that it’s been seen “abruptly” switching targets, most likely after getting orders from higher echelons.

"More specifically, Mandiant assesses with moderate confidence that APT43 is attributable to the North Korean Reconnaissance General Bureau (RGB), the country's primary foreign intelligence service," the company said. The researchers have been tracking the group’s activities since 2018.

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Via: BleepingComputer

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After suffering through multiple delays, Apple Pay Later is finally touching down as it begins rolling out to randomly selected users across the United States.

Originally, the service was supposed to launch alongside iOS 16 back in September 2022, but developers ran into a variety of “technical setbacks”. Apple Pay Later allows people to apply for loans from $50 up to $1,000 to purchase whatever they want while avoiding paying the full price up-front. From there, users will pay off that amount in four separate payments across six weeks with no interest or extra fees slapped on top. $1,000 is a decent chunk of change, however, it's not a guarantee. Eligibility depends on your credit score; a history with low numbers will qualify for smaller loans. 

The feature will have its home in the Apple Wallet which comes with a detailed calendar that'll notify you of upcoming payments. If you're having a hard time paying, Apple will work with you to make up a new plan. And if you still can't pay off the bill, you won't be eligible for future loans. Customers must connect either a bank or debit card to their account to use the money. Credit cards cannot be used in order to, as Apple notes in its release, “prevent users from taking on more debt to pay back loans”.

Basic requirements

Before applying, you'll need to meet some basic requirements first. Currently, the feature is unavailable in Hawaii, Nevada, New Mexico, North Carolina, and Wisconsin plus all US Territories. Currently, Apple Pay Later is available in 45 states. People living in Hawaii, Nevada, New Mexico, North Carolina, Wisconsin, or any of the US territories do not have access to the feature, at this time. You have to be at least 18 years old (19 if you live in Alabama) and living in a supported state with a valid physical address.

As for hardware, all you need is an iPhone or iPad updated to iOS 16.4 and iPadOS 16.4, respectively, with two-factor authentication enabled.

Once everything is squared away, you can apply through Apple Wallet via an option at the top. Be aware the company will run a “soft credit pull” to see if you’re in a “good financial position” to borrow the money. Those rejected will get an email from Apple explaining why you didn't make the cut.

Money rules

There are some rules regarding how you can spend the loan, however. 

The money will appear on the checkout page of a purchase under the Pay Later option where you’ll have 30 days to use everything. Past that time, you’ll have to reapply all over again. Whatever you get has to be used on one big order as leftover money can't be reused somewhere else. Additionally, the loan will only be accepted by online retailers and apps supporting Apple Pay, but you won't be forced to just buy Apple tech. It'll work for multiple products bought from a single retailer. Apple cannot see the details of that transaction (your purchase of an Xbox Series X and Sonic Colors Ultimate at Target.com will not be judged).

Pay Later is not currently supporting in-physical-store payments.

Apple Pay Later customers won't pay any fees, but Apple will be making some money off this program through its cut of the fees installment payment plan provider, Mastercard, charges retailers.

The company is pretty set on maxing out the loan at $1,000. For more expensive purchases, say a MacBook Pro, Apple recommends using something like the Apple Card to have payments across months instead of weeks. There are plans to expand support to all eligible customers in the US later this fall when Apple Financing, LLC, begins reporting to American credit bureaus. Unfortunately, there are currently no plans for a global launch.

Hopefully, there will be. Until then, check out TechRadar's list of the best iPhone models for 2023 if you're looking for a new device.

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Apple’s MacGPT app, a native app for macOS that brings quick access to ChatGPT from the menu bar, has been updated to version 3.0. The new update adds on plenty of new features, as well as making it more accessible for users.

For instance, a new feature called Global lets you access MacGPT’s assistance from anywhere by using a text field that appears in the middle of the screen. Another feature is Inline, which brings ChatGPT AI into the text field by typing in a trigger phrase and prompt.

And because MacGPT loads the chat interface directly into the web browser, you’re able to log into OpenAI and then begin a conversation with the app by clicking the menu icon or you can assign a keyboard shortcut instead.

And not only will MacGPT feature its own updates, but ChatGPT-4 integration also brings with it plenty of other improvements like using images to search, being a virtual assistant for the visually impaired, and boosting your conversational skills in Duolingo.

ChatGPT has plenty of potential for good

Despite many of the moral issues that ChatGPT brings with it, there are so many accessibility uses that can make life easier for people, as well as for general quality-of-life uses. As mentioned before, the visually impaired or blind can use an app called Be My Eyes, which lets GPT-4 pick out images and sounds to pull relevant information from.

It also possesses response capabilities across 26 languages, including Korean and Italian. And if asked, it can summarize novels and films by using a database trained on millions of books, webpages, and plenty of text data. Because its memory bank can now hold 64,000 words, it can also remember about 128 pages of conversational text  – handy if you need it to recall information from a previous conversation.

Then there’s the fun side to ChatGPT, which comes from making it do quirky and harmless stunts. For instance, you can use it to code a videogame but the AI is wonky and often truncates the coding thanks to the character count limit. It can also write a movie script very poorly, or you can make it talk to itself and watch as it descends into madness thanks to the closed loop of conversation swapping information that wasn’t very accurate to begin with.

There are so many uses for ChatGPT, especially the updated GPT-4 version that brings so many improvements to the AI chat application. Of course, the legal, moral, and physically dangerous ramifications of said AI technology need to be properly culled before we can truly use it as the force of good it was meant to be.

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LG has kept its promise to update its premium handsets despite shutting up shop a few years ago. The company is rolling out Android 13 to the LG V60 ThinQ on T-Mobile. It is expected to arrive on other carriers in the coming weeks.

According to a changelog shared on an LG V60 group on reddit, a recent software update includes Android 13, with accompanying bug fixes and security updates. 

Android 13 was very much a behind-the-scenes update for all but a few Android phones. Still, LG's customers on Reddit have reported increased performance, and those security updates are definitely going to be handy.

Upon shutting down its mobile division in 2021, LG shared that it would be updating select premium smartphones for up to three years after their release. This marks the third year for the LG V60 ThinQ, and therefore most likely its final update. 

The LG Wing phone, the last premium handset from LG’s phone division, got an Android 12 update in September, 2022, and hopefully that phone will be elligible for an Android 13 update. 

The LG Wing should also get an Android 13 update (Image credit: Future)

In all, LG said it would keep updating its G series, V series, VELVET, and Wing phones for three updates after it shut down its phones team in 2020. Certain 2020 models such as LG Stylo and K series were due for only two years of updates, so it is unlikely those phones will get a new Android system moving forward.

Promise kept

It's not often that Android manufacturers dish out timely updates to older flagships. It's even more heartening when a manufacturer that no longer sells phones keeps to its word with no easy marketing benefit. LG did well keeping its phones with Android 12 up to date, and while we doubted it would keep up with Android 13, the company has honored its promises so far.

It's worth noting that the LG V60 ThinQ will be getting Android 13 before more contemporary phones like the Motorola Edge 30. That says a lot about both companies involved.

Still waiting for 13 on our Motorola Edge 30 (Image credit: Basil Kronfli)

Other than the LGV60, the LG Velvet is also expected to pick up Android 13 this year. That phone was the company's last Android flagship and received rave reviews.

If getting the latest software update is important to you, we can recommendmany of the best foldables and best Android phones that you can buy today, whichget great updates. LG's time was good, but even this update is a reminder that its time is over.

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Nothing Phone 2 could be launched in India soon, as the upcoming smartphone has purportedly bagged a certification from the Bureau of Indian Standards (BIS) website. The handset is listed with model number AIN065, and could make its debut in the country in the coming months.

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